Estate: One 14 karat yellow gold teardrop cluster necklace featuring 11 round brilliant cut diamonds totaling approximately .11 carat, H-I color, I1 clarity surrounded by a single halo of 19 round single cut diamonds totaling approximately .10 carat, H-I color, I1 clarity and a second halo consisting of 40 baguette cut diamonds totaling approximately .15 carat, H-I color, I1-I2 clarity. Replacement value = $600.