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Your #1 Diamond Destination
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Rock Solid Logo

Flora’s Rock Solid
Diamond Warranty

After being enrolled into our Rock Solid Diamond Warranty Program, if you purchased your diamond and setting from Flora's, it is guaranteed. It's just that simple.

Even if you lose a Flora diamond, including the center, we will replace it up to $10,000. Each time you have your jewelry cleaned and inspected, your warranty will cover you for a full 6 months. No questions, no red tape, no kidding. It's just that easy.

  • For qualification, ask your sales representative for program details.
  • All maintenance and repairs are FREE forever.
  • Your warranty is free of charge.
  • Your jewelry inspections will be permanently recorded in your Flora account history. Make sure to ask for a receipt with each inspection.
  • How do I keep my warranty active if I don’t live in the area? For a minimal shipping charge Flora Gems will provide you with an overnight shipping label, covering the shipping of your ring under our insurance.
  • Need to inquire if you are currently being covered, or if your purchase will qualify? Please call us and we will be happy to assist you.
  • Warranties are not transferrable.


Flora's Fantastic Trade-Ins

Flora Gems is here to help should you choose to upgrade your center diamond or diamond stud earrings.

Trade in your natural diamond and receive 100% of the diamond's original purchase price in trade, even if you are only spending $1 more.

Trade in your Ecopure Laboratory Grown diamond and receive the current market value of your diamond, towards the purchase of another Ecopure Laboratory Grown diamond that is at least double the value.


Flora Financing

At Flora Gems, our convenient financing options make paying for your ring easer! Our credit card brings you:

  • Revolving line of credit you can use over and over
  • Convenient monthly payments to fit your budget
  • Easy–to–use online account management
  • Financing terms available (Subject to approved credit, down payment required)

Does Financing Have a Nice Ring to It?

Make it happen with Financing*

*With approved credit. Ask for details.



If you need additional time to pay before you are ready to get down on one knee, Flora Gems is here to help. At Flora Gems, we'll set your ring aside, with your name on it, giving you 6 months to pay. Your diamond and ring price will be locked in.

  • A 10% deposit of the purchase price is required for layaway
  • Full payment within 180 days is required
  • A minimum of 10% of the purchase price is due monthly
  • Refunds after 60 days are not allowed
  • If the above policies are not met, the layaway will be cancelled and all funds converted to in store credit


You will receive a complimentary appraisal with your purchase. You can utilize this document to find insurance for your jewelry in the event of loss or theft.

We will provide FREE insurance replacement documentation for the life of your ring.

We suggest that you have your appraisal updated every 5 years.



Life can be unpredictable. Jewelry insurance offered through Jewelers Mutual Insurance Company is well respected for their comprehensive coverage.

We invite you to contact Jewelers Mutual Insurance Company today for a free instant quote.

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Returns and

Returns & Exchanges

All in-stock jewelry purchases have a 60-day return or exchange policy from the original date of purchase. Refunds are issued in accordance with the original method of payment.

Loose Diamonds

At any time, you may trade in your natural center diamond for a diamond of greater value and receive 100% of your original diamond's purchase price in trade. See Trade-Ins above.


Referral Program

Refer a friend to Flora Gems and receive a $200 gift card towards your next purchase, PLUS your friend will receive $200 off of their purchase.

How do I refer a friend?
Ask for a referral card from your Flora Gems professional. Just fill out the card and give to a friend to present at the time of their purchase.

How do I redeem my referral gift card?

  • If you have referred a friend, when your friend redeems their discount we will notify you and place a $200 credit on your account to be used at any time in the future.
  • If you have been given a referral gift card by a friend, present it to your Flora Gems professional at the point of purchase to receive $200 off a purchase.

Maintenance &

All maintenance and repair work is FREE under Flora Gem's Rock Solid Diamond Warranty.

FREE Repair Services Include:

  • Stone Tightening
  • Ring Sizing
  • Rhodium Plating
  • Diamond Setting
  • Inside ring engraving (precious metals only)
  • Ring Removal
  • Soldering
  • Repolish
  • Refurbish

How long do repairs take?
Please allow up to one (1) week for repairs. Our goal is to return all repairs in 3 working days.

Are my repairs done in-house?
Yes, Flora Gems has on-site jewelry repair technicians to service your jewelry in our store.

My white gold ring is looking yellow, what do I do?
All white gold jewelry is rhodium plated, which gives white gold it’s pure white surface color. Due to normal wear, this plating can wear off. Simply bring in your ring to have this coating restored. We suggest having this done no more than once per year to prevent your jewelry from wearing down due to excessive polishing.

If I live out of town, how do I send my jewelry in for repair and to maintain my Rock Solid Diamond Warranty?
Please contact Flora Gems in advance before shipping your jewelry. Upon arrival and inspection, we will contact you with a report on your rings condition. Return postage is complimentary.